Buying

  • Get Financed
  • Getting started
  • Building your Portfolio
  • FAQ

Innovative Financing

Financial innovation

  • No middlemen. No unnecessary fees. We don’t profit on your interest rate. We promise
  • Shorter Loan terms. Lower interest Rates.
  • Get approved fast. Search for cars within your approval amount
  • Make monthly payments to the good people who invested in you.

Choose your Loan

We make it easy to finance. Instead of being financed without a say in your terms and structure. uPaired offers a flexible payment structure allowing you to choose the terms you see fit for your financial future. We simply get your score, determine rates according to your grade and present you with the best options, no matter what grade you are. There is something we can do!

Low Down Payments

Your loan is funded for the entire amount of the vehicle. Giving us an opportunity to keep down payment low. Much lower than bob's lot down the road. We try to keep our down payments 5-18% of the total value of the vehicle. Life without middlemen is wonderful and we are sharing the love.

Incentives

As you repay your loan, sure a bump in credit is nice but isn't that everything. We offer incentives for our users who have made timely payments consecutively. Our referral system keeps the incentives coming with just 5 friends starting an account of any type you get $50 off your next months payments. There more but whats a surprise if we tell it all :). Our mission is to make your financing term a rewarding one, you get more than a pat on the back with uPaired.

Getting Started

1. Open an Account  and Transfer Funds

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2. Find A vehicle you Love

With uPaired you can Find a car two ways: Browsing or Posting in the Wanted section
Browsing
Select and create a filter search for the vehicle you desire
Wanted
Include cars, brands, even types of vehicles that you're interested in. Let the sellers come to you.

3. Get funded

It is easy to get funded. We pre-approve you to ensure you meet our requirements. Once you select a vehicle, your loan is posted for the entire amount of the vehicle. Leaving you with a low down-payment. Schedule a test-drive and it’s yours. After choosing your ride if you aren't fully funded in 14 days we’ll fund you ourselves. That's our promise.

Your future is secure

Better Vehicles

We meet our sellers. Face to Face learning about the vehicle along with inspecting it, we even drive them. Ensuring all aspects meet with our uPaired certification. Think of like a CPO vehicle only you don’t pay thousands for it. As a matter of fact you pay nothing for it.

Better Service

uPaired is with you step by step, we don’t leave you high ad dry after the paperwork is complete. We will work with you if a payment is late, just let us know. Our intuitive dashboard allows you to request a trade-in or loan buyout at anytime. 

Put Your Money to the Medal

Buyer Tools

  • Better Loan to Value ratio
  • Simple Payment system. Even Mobile
  • Link your account, choose your payment style
  • Increased flexibility to edit, pause or cancel

Flexibility

  • Pay off your loan before its up, without penalty
  • Get Refinancing if necessary. 
  • Trade-in your vehicle, see something new you like?
  • With so many cars and options, we don't see why you have to leave us :)